I briefly studied that small piece of paper and couldn't help but marveled at its importance and value. It was a cheque of 30K I drew to transfer to my dad's acccount for the purchase of a car (not for me though) and for the first time, I'm handling monetary transaction of this magnitude (okay, I'm 'suakoo', cannot ah? *lol*). Somehow, this triggered a series of thoughts about my future, my plans, my financial situation, etc...
I never had any concrete planning financially and I sorta live on a day to day basis. Once in a blue moon, I'd splurge on new guitar and other times, some other music-related equipment. I think that's about it. It worked for me and I never really worried about other things. Then suddenly, I opened my eyes to some things I've never really consider before. Things like marriage, housing, retirement, etc. It took a fair share of triggers for me to notice it...a good example would be my ex-polymate informing me of his upcoming wedding. Gee...I'm the same age as him but I've been much more non-chalant about such stuff. I'd like to conveniently blame it on my lack of motivation/need to think about such stuff since I haven't even got a girlfriend to start with *lol* But try as I might, I can't shun these issues forever.
So, taking the opportunity on my trip down to the bank, I've finally made some 'serious adult' decisions. I channeled some saving funds to some investment schemes and boy, it was like playing monopoly *lol* With a couple of signatures, I laid some paths to my financial journey and hopefully, they'll reward me well in years to come. I guess this is a good time to maximise my funds and make good use of it while I'm still single and not having to worry about marriage/housing/kids. Hopefully by the time each phase hits me, I'd be better prepared.
So, enough of buying more guitars. I think 4 can last me for a long time to come. Heh.